This page is devoted entirely to Credit Cards and is a spin off from our Finance & Credit webpage.

Once upon a time there were only about two choices of card. Now the choice is so vast it is difficult to know which criteria to judge your choice upon, let alone which card to choose. But with credit becoming more and more difficult to obtain you need to make a wise choice and make sure - before you apply - that you will be accepted.

So first things first! Get your free Experian credit report online and see the information lenders see.

Then use the facilities on this page to choose YOUR best UK credit card.

If you pay off your total monthly bill each month then you have a wide choice of cards at your disposal... do you want one which donates to a charity of your choice? Do you want one which gives extended guarantees? How about one with permanent low interest, just in case? Or, would you prefer one which gives you a cashback or some other tempting offer?

And how about 'charity' cards?

If, on the other hand, you pay your bill off some months, but not all... perhaps you should consider a card which has a permanent low interest rate.

Then again, if you never seem to manage to pay off your bill... consider just how much money you are giving away to your card provider... you are helping keep the service free for the prudent shoppers who use their cards as a convenience, and never pay interest.

If you are willing to work at changing your card suppliers on a regular basis... using the 0% transfer cards to your advantage... then you too can avoid paying such large amounts in interest.

If you rely on and trust The Co-operative Society, like so many of us, why not consider using them as your new card supplier?

A few more things to consider when looking into obtaining cards, or changing your card... is there a yearly charge/fee?... what about the amount you can borrow?... [you are offered increased amounts when your account has been operating satisfactorily for a period of time] and don't forget to read the small print, are there any clauses which impose conditions/restrictions and specific terms which apply when obtaining a 0% transfer card?

To check out all the cards available at present - just visit a credit card comparison website to find what will be YOUR premier option. You need to be armed with all the relevant information when making such an important financial decision in the current economic climate!

Yet another brilliant way to use a card comparison website is to check out what is available in the way of loans.

Check it out and see if a loan could be a better option!

Need More Help?

To do a search for the information you want, use the searchbox below:

Back to the top of this Credit Cards page

Home Page | Sitemap | Privacy